What are the benefits of platinum Visa card?
Benefits
- Global acceptance. Be welcomed.
- Global customer assistance. If you have lost your Visa card, we can help block your account, send a replacement card and provide emergency cash.
- Global ATM network. Get cash when you need it.
- Offers. Discover hundreds of deals, discounts and privileges.
What is a Platinum card with Wells Fargo?
The Wells Fargo Platinum card* is a straightforward, no-frills credit card that also offers 0% interest on purchases and qualifying balance transfers for 18 months from account opening (16.49% – 24.49% variable APR thereafter).
Is a Wells Fargo Platinum debit card good?
With one of the longer 0% introductory rate offers on the market, the Wells Fargo Platinum Visa Card can help you take control of debt or spread out big purchase payments. There’s no rewards program, but the potential savings on interest, plus some nice cardholder perks, may make this card worthwhile.
Is it hard to get a Wells Fargo Platinum card?
Is it hard to get the Wells Fargo Platinum card? You’ll need good to excellent credit to qualify for the Wells Fargo Platinum card. This is usually defined as a credit score of 690 or better. Issuers also take into account your income, debts and other information.
What is difference between VISA and VISA Platinum?
The Visa Platinum is the second tier of the four Visa credit card types. It’s better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. Most Visa Platinum cards require a credit score in the 600s. You might be able to qualify for some with a score in the very high 500s.
Which is better VISA gold or Platinum?
In terms of other differences, platinum cards offer higher minimum credit limits than gold cards, which can be a bonus if you spend a lot on credit and can responsibly manage your credit card payments. Platinum cards also charge higher annual fees than gold cards offered by the same provider, and offer more perks.
What does Visa Platinum mean?
What does Visa Platinum mean? The Visa Platinum is the second tier of the four Visa credit card types. It’s better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. Most Visa Platinum cards require a credit score in the 600s.
How much money do you need to have a Platinum card?
While there is no set score needed, we recommend you have a credit score of at least 720, 2 years of clean credit history, and an income of at least $50,000 per year to apply for the Amex Platinum card.
What is the difference between a Wells Fargo gold and Platinum debit card?
Platinum cards give higher minimum credit limits than gold cards, which can be a bonus if you spend a lot on credit and can responsibly manage your credit card payments. Platinum cards charge higher annual fees than gold cards offered by the same provider.
What does it mean to have a platinum debit card?
A Platinum card is a credit card which, as its name suggests, is a card with more prestige and benefits than a gold or regular credit card. Credit cards follow the same logic as the valuing of precious metals!
What FICO does Wells Fargo use?
While Wells Fargo uses FICO® Score 9 for some credit decisions, there are many different credit scores available to consumers and lenders.
What is the credit limit for Wells Fargo?
The Wells Fargo Cash Wise credit limit is at least $1,000 for all cardholders. So, anyone who qualifies for this card will have at least $1,000 in spending power. It’s also possible for someone to start with a credit limit well over $1,000.