How do I contact Hpso?

Professionals or Students. Call 1-800-982-9491. Fax 1-800-739-8818. Contact Us.
Businesses or Practices. Call 215-660-0241. Contact Us.
Personal Plans. Call 1-877-215-2311. Fax 1-800-758-3635. Contact Us.

How do I cancel my Hpso insurance?

To unenroll, please visit our website at HPSO.com/RenewNow or call us at 1-800-982-9491 and our service team will be happy to help. If you unenroll in AutoPay, please make sure to pay your renewal premium prior to your renewal date so that your professional liability coverage remains in effect.

How do I add additional insured to Hpso?

Please contact HPSO at 1-866-461-1227 directly for a free copy of the complete policy. Since many facility owners or landlords ask that you show proof of insurance coverage, your general liability coverage is extended when contracts require you to add the owner or landlord as an additional insured.

What does Hpso stand for Hipaa?

At Healthcare Providers Service Organization (HPSO), we offer a simple, affordable solution to help cover your assets, license and career.

What does aggregate mean in insurance?

Distinct from a per-claim limit, which states the amount an insurer will pay for each individual claim made during the policy period, the aggregate limit is the maximum amount an insurer will pay for all such claims made against the insured during the policy period, no matter how many separate claims might be made.

Which professional association did Hpso earn the endorsement of 2006?

HPSO policies put your interests first and provide additional policy benefits to help protect your career against allegations of malpractice. HPSO has been endorsed by the American Counseling Association since 2003.

Is Hpso insurance legit?

Healthcare Providers Service Organization (HPSO) has a stellar reputation and offers comprehensive professional liability policies. With its multiple premium discounts, it has affordable policies for therapists’ offices, and you can take your coverage with you if you leave your job.

What is the difference between per claim and aggregate?

Per-occurrence limits and aggregate limits both define maximum payouts, but they do so in different settings. Per-occurrence limits define how much a policy will pay for any one incident or claim. Aggregate limits define how much a policy will pay over the policy’s duration.

What is a aggregate claim?

The maximum amount of money your insurer will pay for all the claims you file during the policy period, typically one year, is known as your aggregate limit. Aggregate limits are distinct from per-occurrence (or per-claim) limits. These refer to the maximum amount an insurer will pay for a single claim or incident.

Why is liability insurance important for counselors?

Poor advice or guidance Professional liability insurance can help cover attorney’s fees, settlements, judgments, and other legal costs if a client claims your therapy or counseling services caused harm.

Is NSO the same as Hpso?

HPSO’s sister company, Nurses Service Organization (NSO) has been safeguarding nursing professionals since 1976. More than 80 national and state nursing associations endorse malpractice coverage through NSO.

What is tail coverage?

Tail coverage is an addition to a claims-made policy. It extends coverage for incidents that happened during the time you had your policy, but a claim was not filed until after your policy expired or was canceled. Tail coverage is another name for an extended reporting period.